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Arthvya

SIP Calculator India

Arthvya SIP Planning Studio

Plan your SIP with confidence. Compare simple returns with real-world assumptions like step-ups, inflation, fund fees, and tax so every long-term goal feels easier to decide.

SIP projections for Indian investors - clear assumptions, no guesswork

Projection mode

Compare Simple estimates with Real returns after fees, tax, and inflation.

Plan your SIP

Simple mode: Quick estimate using a return range so you can compare optimistic and conservative outcomes.

₹
Yr
%
Expected Return Range (p.a.)
Minimum expected return%
to
Maximum expected return%

Projections use the midpoint of your selected return range, and the full range is shown as a reality check.

Return is your planning assumption. Use conservative values to avoid overestimating results.

Values outside the allowed range are automatically adjusted to the nearest valid number.

Wealth summary

Your SIP could grow to

In 10 yearsQuick estimate

Estimated final value

₹11,61,695

11.62 Lakhs

You invest

₹6,00,000

Wealth gain

₹5,61,695

Growth

1.94x

Want the real picture?

Include fees, tax, and inflation to see actual wealth creation.

Curious how this is calculated?How it works

Projection summary

Your plan at a glance

Investment

Monthly SIP for 10 years

Return

12.0% yearly used (10.0%-14.0% range)

Updated projection. Invested amount ₹6,00,000. Estimated returns ₹5,61,695. Total corpus ₹11,61,695.

Total Corpus₹11,61,695
Total invested
₹6,00,000

6 Lakhs

Estimated returns
₹5,61,695

5.62 Lakhs

Projected corpus
₹11,61,695

11.62 Lakhs

How this estimate is calculated

1. Total invested amount is calculated from your investment amount, frequency, and duration, assuming each SIP contribution is made at the start of each period.

2. Estimated value is projected using your selected yearly return assumption.

These are estimates based on your assumptions and not guaranteed outcomes.

Possible outcome range

₹10,32,760 to ₹13,10,457

Your final value may fall in this range if yearly returns stay around 10.0% to 14.0%.

Growth over time

Year-by-year investment growth from Year 1 to Year 10
Projected
Invested

Quick guide

How to use this SIP return calculator

Build a projection in three steps, then use the results to compare invested amount, projected value, and long-term wealth potential.

See formulas
01

Add SIP details

Enter your monthly SIP amount, duration, and yearly step-up if you plan to increase contributions.

02

Choose assumptions

Use Simple mode for quick projections, or Real mode to include fees, tax, and inflation.

03

Compare outcomes

Review invested amount, projected value, wealth created, and the possible outcome range.

SIP calculator FAQs

A SIP calculator estimates how your recurring mutual fund investments may grow over time using your contribution amount, investment horizon, and expected return assumptions.

For planning use only. Projections are based on your selected return assumption and are not guaranteed outcomes.